Certain welfare payments count as a valid form of income, so you may be eligible to apply for interest-free credit if you receive one of these benefits. You can check your eligibility at any time using the eligibility checker available on every product page. If you have any questions, our team of Personal Shoppers are available to help from 8am to 11pm, 7 days a week, every day of the year on 0800 110 5000.